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LIMITED TIME OFFER: EARN $100 IN BONUS REWARDS§

Earn $100 in bonus rewards after spending $500 outside of T-Mobile in your first 90 days.
Non-transferable. Intended recipient only.

LIMITED TIME OFFER: EARN UP TO $100 IN BONUS REWARDS§

Get $25 in bonus rewards upon approval, plus an extra $75 in bonus rewards after spending $500 outside of T-Mobile in your first 90 days. Non-transferable. Intended recipient only.

LIMITED TIME OFFER: EARN 20% IN BONUS REWARDS§

Earn 20% in bonus rewards (up to $100 in bonus rewards) on your first $500 spent outside of T-Mobile in your first 90 days. Non-transferable. Intended recipient only.

Get even more value from being a T-Mobile member with T-Mobile Visa®.

Find out if you’re pre-approved for T-Mobile Visa with no risk to your credit score.

INTRODUCING THE T-MOBILE VISA®

Spend how you spend. Get more for it.

Earn 2% in rewards everywhere you shop, plus 5% in rewards on any phone, device, or accessory at T-Mobile with the credit card that's for T-Mobile members (*). Redeem your rewards† toward any purchase at T-Mobile, including your T-Mobile bill.

Additional exclusions may apply.†
A woman smiles as she holds the T-Mobile Visa in one hand and a cell phone in the other.

Earn 2% in rewards1 on every purchase, every day.

Earn 5% in rewards2 on any phone, device, or accessory at T-Mobile.

No annual fee3. Just rewards.

SAVE ON YOUR PHONE BILL

Get $5 off per line per month4 when you use your card for T-Mobile AutoPay (eligible plans only, up to 8 lines).

The more you shop, the more you earn.

Try out our calculator to see how the rewards add up over a month. 

T-Mobile members can unlock even more value with T-Mobile Visa.

A woman is with a group of friends, smiling as they hold onto their cell phones with their hands.

Cardholder exclusives.

Maximize your savings from T-Mobile Tuesdays and enjoy even more perks.

A woman and a man are outside, smiling as they look at a cell phone.

Rewards never expire.5

Redeem your rewards anytime. 

A man and two women are smiling as they sit in a convertible vehicle.

Save more on travel.6

Save up to 50% on hotels and 45% on Pay Now car rentals when you use your T‑Mobile Visa to book with T‑Mobile TRAVEL.

A group of friends is smiling and laughing as they converse together in a restaurant.

Earn more dining rewards.7

Earn 6% back at participating restaurants when you link your T‑Mobile Visa with T‑Mobile Dining Rewards.

Easily track and redeem your rewards in the T-Life app.

Connect your card and make getting the good stuff even easier.

  • Check your account and rewards balances. 
  • Redeem your rewards.
  • Access your benefits.
  • Review your recent transactions. 
  • Shop exclusive offers.
A cell phone interface displays T-Mobile Visa account information.

Take charge of your financial journey.

Cardholders can enjoy access to Capital One’s digital tools and Visa Signature benefits, including:

  • No foreign transaction fees.3
  • Zero liability for unauthorized charges.‡
  • Emergency card replacement.
  • Travel and emergency assistance services.
‡Claims of unauthorized use or for $0 Fraud Liability are subject to verification and investigation.
Got questions?

§Must apply by July 23, 2026 through the official link provided to you to activate the offer. To receive $100 in bonus rewards as a result of this offer, you must spend at least $500 outside of T-Mobile on new, net purchases (purchases minus any credits or returns) made within your first 90 days and posts to your account within 105 days of account opening. All purchases made online at T-Mobile.com and in the T-Life app, and at T-Mobile stores and Authorized Retailers (https://www.t-mobile.com/stores/locator) do not count towards this offer. Back orders and items with delayed shipping may not post to your account until the item has shipped, potentially resulting in the transaction not being eligible.

All other account terms apply. This offer is non-transferable and is only for the intended recipient. Your account must be open and in good standing at the time of fulfillment. If your account becomes delinquent, closed, restricted, or otherwise not in good standing, you will not be eligible for this offer. Bonus rewards will post to your account within 2-3 billing cycles after the offer period ends.

§Must apply by July 23, 2026 through the official link provided to you to activate the offer. The $25 in bonus rewards will be delivered after opening a new T-Mobile Visa. To receive $75 in bonus rewards as a result of this offer, you must spend at least $500 outside of T-Mobile on new, net purchases (purchases minus any credits or returns) made within your first 90 days and posts to your account within 105 days of account opening. All purchases made online at T-Mobile.com and in the T-Life app, and at T-Mobile stores and Authorized Retailers (https://www.t-mobile.com/stores/locator) do not count towards this offer. Back orders and items with delayed shipping may not post to your account until the item has shipped, potentially resulting in the transaction not being eligible.

All other account terms apply. This offer is non-transferable and is only for the intended recipient. Your account must be open and in good standing at the time of fulfillment. If your account becomes delinquent, closed, restricted, or otherwise not in good standing, you will not be eligible for this offer. Bonus rewards will post to your account within 2-3 billing cycles after the offer period ends.

§Must apply by July 23, 2026 through the official link provided to you to activate the offer. To receive bonus rewards as a result of this offer, you will earn 20% on up to $500 in eligible purchases outside of T-Mobile (for a maximum of $100 in bonus rewards) on new, net purchases (purchases minus any credits or returns) made within your first 90 days and posts to your account within 105 days of account opening. All purchases made online at T-Mobile.com and in the T-Life app, and at T-Mobile stores and Authorized Retailers (https://www.t-mobile.com/stores/locator) do not count towards this offer. Back orders and items with delayed shipping may not post to your account until the item has shipped, potentially resulting in the transaction not being eligible.

All other account terms apply. This offer is non-transferable and is only for the intended recipient. Your account must be open and in good standing at the time of fulfillment. If your account becomes delinquent, closed, restricted, or otherwise not in good standing, you will not be eligible for this offer. Bonus rewards will post to your account within 2-3 billing cycles after the offer period ends.

*To be eligible to apply for the T-Mobile Visa Card, you must be an active T-Mobile consumer postpaid wireless customer with at least one active line on an eligible smartphone plan. You can sign up for an account at T-Mobile.com. You must also reside within the 50 United States, Washington D.C., Puerto Rico, or a U.S. military location. T-Mobile for Business (including micro-TFB and sole proprietor), Government and Prepaid customers do not qualify for this card. Eligibility criteria are subject to change.

† When redeeming T-Mobile Rewards, your T-Mobile Visa must be used to pay any portion of the transaction not covered by T-Mobile Rewards. Redemptions may not be available when using 3rd party digital wallets. See your Rewards Terms and Conditions for more details.

1 T-Mobile Visa cardholders earn 2% back in T-Mobile Rewards on all other net purchases (purchases minus any credits or returns) using their T-Mobile Visa anywhere else Visa is accepted.

2 T-Mobile Visa cardholders earn 5% back in T-Mobile Rewards on net Qualifying Purchases (purchases minus any credits or returns) made online at T-Mobile.com and in the T-Life app, and at T-Mobile stores and Authorized Retailers (https://www.t-mobile.com/stores.locator). Qualifying Purchases include phones, devices, and accessories. Cash advances and balance transfers are not considered purchases and will not earn T-Mobile Rewards. Qualifying Purchases exclude payments for device equipment installment plan (EIP), wireless service, prepaid wireless service, T-Mobile for Business, and other services. You may not accrue enhanced earnings on purchases made using 3rd party digital wallets.

3 Purchase APR: 18.49% or 28.49%, variable APR based on your credit worthiness. Cash Advance APR: 28.49% variable. Variable APRs as of 06/05/2026. Cash Advance Fee: greater of 5.0% of the advance amount or $5. Balance Transfer Fee: greater than 3% of the amount transferred or $3. Penalty Fees Late Payment: up to $40.

4 Requires enrollment in Wireless AutoPay using your T-Mobile Visa on an eligible post-paid wireless plan. Discount will appear on wireless statement starting the next billing cycle after enrollment. Customers who are currently receiving the AutoPay discount via other qualifying methods will not receive additional discounts for re-enrolling using the card. For more information on AutoPay discount eligibility, please visit t-mobile.com/cards/visa-credit-rewards/faqs.

5 Rewards do not expire for the life of the T-Mobile Visa account.

6 T-Mobile TRAVEL Accommodations discount: Receive up to 50% off available accommodation bookings in the U.S., including AK, HI, Puerto Rico & U.S. Virgin Islands, and bookings for international travel. Up to 40% T-Mobile Exclusive Discount is applied to the price of the room before taxes and any fees. An additional up to 10% T-Mobile Visa discount will be applied after the booking is confirmed with a T-Mobile Visa credit card. Reservations can only be made up to eleven months in advance of stay and are based on availability. All reservations are subject to the terms of the property and may not be able to be refunded; see the individual location for details. Not valid for existing reservations or with any other promotion, offer, discount, or coupon.

T-Mobile TRAVEL Cars discount: Receive up to 45% discount on car rentals with the prepaid (“Pay Now”) vehicles. Pay Now savings up to 30% are applied automatically to the price if you select a Pay Now rental option. An additional up to 10% T-Mobile Exclusive Discount will be automatically applied for select Pay Now vehicle rentals. Discounted pricing is displayed at the time of booking compared to equivalent Pay Local/Later prices. Receive an additional up to 5% T-Mobile Visa discount on select vehicles after the booking is confirmed with a T-Mobile Visa credit card. Reservations can only be made up to twelve months in advance. Pay Now rates and vehicles based on availability. All reservations are subject to the terms of the supplier and may not be able to be refunded; see individual supplier for details. Not valid on existing car rental reservations, or with any other promotion, offer, discount, or coupon.

7 T-Mobile Dining Rewards earned while dining at participating restaurants are delivered in the form of a statement credit on the most recently used linked card once $10 back has been accumulated. See the terms for further details on T-Mobile Dining Rewards.


The T-Mobile Visa credit card and services are offered by Capital One, N.A., pursuant to a license from Visa.

Visa is a registered trademark of Visa International Service Association.