*To be eligible to apply for the T-Mobile Visa Card, you must be an active T-Mobile consumer postpaid wireless customer with at least one active line on an eligible smartphone plan. You can sign up for an account at T-Mobile.com.
You must also reside within the 50 United States, Washington D.C., Puerto Rico, or a U.S. military location. T-Mobile For Business (including micro-TFB and sole proprietor), Government, and Prepaid customers do not qualify for this card. Eligibility criteria are subject to change.
† When redeeming T-Mobile Rewards, your T-Mobile Visa must be used to pay any portion of the transaction not covered by T-Mobile Rewards. T-Mobile Rewards may not be redeemed for backorder purchases. Redemptions may not be available when using 3rd party digital wallets. See your Rewards Terms and Conditions for more details.
1 T-Mobile Visa cardholders earn 2% back in T-Mobile Rewards on all other net purchases (purchases minus any credits or returns) using their T-Mobile Visa anywhere else Visa is accepted.
2 T-Mobile Visa cardholders earn 5% back in T-Mobile Rewards on net Qualifying Purchases (purchases minus any credits or returns) made online at T-Mobile.com and in the T-Life app, and at T-Mobile stores and Authorized Retailers (https://www.t-mobile.com/stores.locator). Qualifying Purchases include phones, devices, and accessories. Cash advances and balance transfers are not considered purchases and will not earn T-Mobile Rewards. Qualifying Purchases exclude payments for device equipment installment plan (EIP), wireless service, prepaid wireless service, T-Mobile for Business, and other services. You may not accrue enhanced earnings on purchases made using 3rd party digital wallets
3 Purchase APR: 18.99% or 28.99%, variable APR based on your credit worthiness. Cash Advance APR: 28.99% variable. Variable APRs as of 11/03/25. Cash Advance Fee: greater of 5.0% of the advance amount or $5. Balance Transfer Fee: greater than 3% of the amount transferred or $3. Penalty Fees Late Payment: up to $40.
4 Requires enrollment in Wireless AutoPay using your T-Mobile Visa on an eligible post-paid wireless plan. Discount will appear on wireless statement starting the next billing cycle after enrollment. Customers who are currently receiving the AutoPay discount via other qualifying methods will not receive additional discounts for re-enrolling using the card. For more information on AutoPay discount eligibility, please visit t-mobile.com/cards/visa-credit-rewards/faq. When redeeming T-Mobile Rewards, your T-Mobile Visa must be used to pay any portion of the transaction not covered by T-Mobile Rewards. T-Mobile Rewards may not be redeemed for backorder purchases. Redemptions may not be available when using 3rd party digital wallets. See your Rewards Terms and Conditions for more details.
5 Rewards do not expire for the life of the T-Mobile Visa account.
6 T-Mobile TRAVEL Accommodations discount: Receive up to 50% off available accommodation bookings in the U.S., including AK, HI, Puerto Rico & U.S. Virgin Islands, and bookings for international travel. Up to 40% T-Mobile Exclusive Discount is applied to the price of the room before taxes and any fees. An additional up to 10% T-Mobile Visa discount will be applied after the booking is confirmed with a T-Mobile Visa credit card. Reservations can only be made up to eleven months in advance of stay and are based on availability. All reservations are subject to the terms of the property and may not be able to be refunded; see the individual location for details. Not valid for existing reservations or with any other promotion, offer, discount, or coupon.
T-Mobile TRAVEL Cars discount: Receive up to 45% discount on car rentals with the prepaid (“Pay Now”) vehicles. Pay Now savings up to 30% are applied automatically to the price if you select a Pay Now rental option. An additional up to 10% T-Mobile Exclusive Discount will be automatically applied for select Pay Now vehicle rentals. Discounted pricing is displayed at the time of booking compared to equivalent Pay Local/Later prices. Receive an additional up to 5% T-Mobile Visa discount on select vehicles after the booking is confirmed with a T-Mobile Visa credit card. Reservations can only be made up to twelve months in advance. Pay Now rates and vehicles based on availability. All reservations are subject to the terms of the supplier and may not be able to be refunded; see individual supplier for details. Not valid on existing car rental reservations, or with any other promotion, offer, discount, or coupon.
7T-Mobile Dining Rewards earned on purchases at participating restaurants are delivered in the form of a statement credit, while T-Mobile Rewards are earned through qualifying credit card purchases and can be redeemed towards your wireless bill or on phones and accessory purchases at T-Mobile. See the terms for further details on T-Mobile Dining Rewards.
The T-Mobile Visa credit card and services are offered by Capital One, N.A., pursuant to a license from Visa.
Visa is a registered trademark of Visa International Service Association.
