Forum Discussion

Ramón_Guerrero's avatar
Ramón_Guerrero
Network Novice
3 years ago

My first phone

My mom always says that you have to have credit to be able to get a phone on T-mobile in payments but I don't know why it's the first phone I want to buy

  • gramps28's avatar
    gramps28
    Router Royalty

    The first thing my mom had me do when I was 18 was take out a small personal loan and pay it off early to establish credit.

  • because youre not paying the thing fully off...theyre basically letting you take it and need to confirm that in fact you’ll pay for it..same as a car..bad credit usually means you wont be able to get it or you’ll have to put in a higher down payment to get it.