Get help preventing or reporting fraud on your T-Mobile account.
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Report fraud
If you see fraudulent activity on your account or are a victim of identity theft, it's important to let T-Mobile know as fast as possible. Select your situation:
Current T-Mobile customers
T-Mobile customers reporting fraud on their active account should contact us as soon as possible.
Non-T-Mobile customers
If you are not a T-Mobile customer and you have been contacted by a collection agency regarding an outstanding debt with T-Mobile that you are disputing as Identity Theft, we have an online form to fill out. An investigation will be completed within 30 business days (10 business days for CA residents) of receiving all necessary information and documents. Details containing the outcome of the investigation will be sent to the email address provided on the Dispute form.
- Use the Dispute form to submit all applicable details.
- Have the following documents available to upload to the form:
- Copy of an identity theft police report or an Identity Theft Report filed with the FTC (CA residents only)
- Copy of your state/government-issued ID
If you suspect fraud and your personal information is not currently with a collection agency, contact us as soon as possible.
FACTA (Fair and Accurate Credit Transaction Act) Request
As a victim of identity theft, the Fair and Accurate Credit Transaction Act (FACTA) entitles you to receive specific information pertaining to a disputed account/transaction under your personal information. Your request will be processed within 30 business days (10 business days for CA residents) from receipt of the written request, containing all necessary documents. The requested information will be sent by mail to the address provided during the request submission.
Use the FACTA request form to request information through FACTA. Make sure you have the following documents available to upload:
- Copy of a police report for identity theft or an Identity Theft Report filed with the FTC (CA residents only)
- Signed affidavit from the FTC
- Signed written request detailing what information is being requested
- Copy of your state/government-issued ID
Set up account PIN/Password
Protecting our customers’ information is a top priority, which is why T-Mobile recommends setting up a Personal Identification Number (PIN) for when you contact customer service, which is a secure authentication method. This is separate from your T-Mobile ID.
Requirements
The PIN/Passcode must have 6-15 non-sequential numbers and cannot be any of the following:
- Sequential (such as 3456789)
- Repeating (such as 444444 or 121212)
- The beginning or end of the mobile number
- A mobile number on the account or your Billing Account Number
- Federal tax ID number, Social Security number, or date of birth
Set up in T-Life / T-Mobile app
- Access the T-Mobile or T-Life app on your device.
- Select Manage and choose a line.
- Select All account settings > T-Mobile ID.
- Choose the PIN/Passcode section.
- Enter and confirm a new PIN/Passcode
- Select Save. You will be sent a text confirming the PIN/Passcode update request.
Set up on T-Mobile.com
- Log in to your account on T-Mobile.com.
- Select your name or My Account, then choose Profile > T-Mobile ID.
- Follow the on-screen steps to complete any two-factor authentication.
- In the PIN/Passcode section, select Edit.
- Enter the PIN/Passcode. Re-enter to confirm.
- Select Save. You will be sent a text confirming the PIN/Passcode update request.
Set up Prepaid
- Log in to My T-Mobile at www.t-mobile.com/prepaid or sign up with T-Mobile ID.
- Open the menu and choose the My T-Mobile option from your account homepage.
- Select My Profile > PIN.
- Follow the on-screen steps to update your PIN.
Set up biometric account security
You can use Biometric verification that's built into the T-Mobile app for when you contact customer service. This is separate from your T-Mobile ID.
Requirements
- Device minimum requirement:
- iPhone 5 or newer running iOS 7 or later
- Android running Android 6 (Marshmallow) or later
- App notifications enabled
- Postpaid lines must:
- Set up a T-Mobile ID
- Downloaded the T-Mobile app
- Set up face or fingerprint recognition settings in the T-Mobile app.
Set up Biometrics
- Have the account Holder or authorized user contact us to set up your account for biometrics.
- Once the account is set up, you'll be sent a notification to your device. Select it.
- Follow the on-screen steps to complete biometric set up.
Prevent unauthorized SIM swap
SIM Protection is a free feature offered to all T-Mobile Postpaid customers. It additional security to your account to protect you from the most common instances of SIM swap fraud.
- If you don’t disable SIM Protection before changing to a new SIM card or moving your eSIM to a new device, you'll receive an error.
- SIM protection does not cover eSIM transfers on Apple iPhones. Apple’s eSIM transfer process includes extensive security steps to protect iPhone customers.
T-Mobile Postpaid accounts
To add this feature, log in to the T-Life/T-Mobile app or T-Mobile.com with your T-Mobile ID. While you can add SIM Protection as an Authorized User, only the Primary Account Holder can remove the feature.
Set up in T-Life / T-Mobile app
- Access the T-Mobile or T-Life app on your device.
- Select the Manage Tab.
- Select the gear icon.
- Select Security.
- Select SIM Protection.
- Switch the toggle to enable/disable SIM Protection for entire account.
- Switch the toggle to enable/disable SIM Protection for individual lines on the account.
- Select Save Changes.
- Select Continue.
Set up on T-Mobile.com
- Log in to your T-Mobile account.
- Select your name drop down in the top, right corner.
- Select Profile.
- Select Privacy and Notification.
- Select SIM Protection.
- Move toggle to enable/disable SIM Protection for entire account.
- Move toggle to enable/disable SIM Protection for individual lines on the account.
- Select Save Changes.
- Select Continue.
T-Mobile Prepaid accounts
To add this feature, log in to T-Mobile.com with the primary line's T-Mobile ID.
Turn off/on SIM protection
Prepaid customers can use these steps to manage SIM Protection when logged in with the Primary Line in their T-Mobile account.
- Log in to your T-Mobile.com account.
- On the top-right of the Account landing page, choose My T-Mobile.
- Select My Profile on the menu that appears.
- Go to SIM Protection.
- Select the toggle to enable or disable Sim Protection for each line or the entire account.
Note: The Primary Line needs to be the line logged in.
- Select Save Changes.
T-Mobile for Business accounts
Due to the number of lines on your account, please contact us so we can help you add or remove this feature.
Prevent unauthorized port out
Port Out Protection is a free feature offered to all T-Mobile Postpaid, T-Mobile for Business, T-Mobile Prepaid, and Metro by T-Mobile customers. It adds additional security to your account by blocking unauthorized users from transferring your lines to another wireless carrier.
- This service must be added to each line on your account individually.
- For added security, the Primary Account Holder will need to turn this feature off.
- Any Prepaid account line user can contact us to remove the feature but are required to pass an additional account security step.
T-Mobile Postpaid accounts
To add or remove this feature, log in to the T-Mobile app or T-Mobile.com with your T-Mobile ID. While you can add Port Out Protection as an Authorized User, only the Primary Account Holder can remove the feature.
Set up in T-Life / T-Mobile app
- Log in to the T-Life / T-Mobile app.
- Select the Manage Tab.
- Select See Plans in My account section.
- Select Manage add-ons in the plan section.
- Continue to manage the line populated in the top section or choose select a different line to choose a different line.
- Scroll down to select/unselect the checkbox next to Port Out Protection.
- Select Continue.
- Review your order and select Agree & Submit to add the feature.
- Repeat steps 2 - 8 for each additional line on the account to add the feature.
Set up on T-Mobile.com
- Log in to your T-Mobile.com account.
- Select Account.
- Under Lines and Devices, select the desired line to add protection. This feature must be added individually for each line on the account.
- Scroll down to the Active Add-ons section and select Manage add-ons.
- Scroll down to the Services section.
- Select/unselect the checkbox next to Port Out Protection.
- Select Continue.
- If prompted, agree to the Terms & Conditions.
- Select Agree & Submit.
- Repeat steps 2-9 for each additional line on the account to add the feature.
T-Mobile Prepaid accounts
Set up port out protection
- Go to www.prepaid.t-mobile.com
- Select My T-Mobile and login with your T-Mobile ID.
- Select Line details in the MyT-Mobile option in the menu on your account homepage.
- Review or update your account’s Plans and Services.
- In the Choose your services section, select or unselect Port Out Protection, then select Continue.
- Select a start date for the plan or service changes & review the details.
- Select Add to cart.
- Select Continue and agree to Terms & Conditions when prompted.
- An on-screen message provides confirmation.
T-Mobile for Business and Government accounts
Due to the number of lines on your account, please contact us so we can help you add or remove this feature.
Additional help to prevent fraud
Get more information on how to protect yourself.
Get privacy and security information
You can learn about a large number of Security & Privacy topics in our Privacy Education Center. Find out about cybersecurity & online safety, phone privacy, personal data requests, and more.
Get a Security Freeze or Fraud Alert
A security freeze prohibits a credit reporting agency from releasing any information from a consumer’s credit report without written authorization. Placing a security freeze on your credit report may delay, interfere with or prevent the timely approval of any requests you make for new loans, credit, mortgages, employment, housing or other services. A credit reporting agency may not charge you to place, temporarily lift, or permanently remove a security freeze.
A fraud alert indicates to anyone requesting your credit file that you suspect you are a possible victim of fraud. A fraud alert does not affect your ability to get a loan or credit. Instead, it alerts a business that your personal information might have been compromised and requires that business to verify your identity before issuing you credit. Although this may cause some short delay if you are the one applying for the credit, it might protect against someone else obtaining credit in your name.
You will need to provide the following information:
- Your full name (including middle initial as well as Jr., Sr., II, III, etc.
- Social Security number;
- Date of birth;
- If you have moved in the past five (5) years, the addresses where you have lived over those prior five (5) years;
- Proof of current address such as a current utility bill or phone bill; and
- A legible photocopy of a government-issued identification card (state driver’s license or ID card, military identification, etc.).
To place a fraud alert or security freeze on your credit report, you must contact the three credit bureaus:
Equifax | Experian | TransUnion |
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FCC & State resources
FTC Contact Information: You may also contact the FTC for further information on fraud alerts, security freezes, and how to protect yourself from identity theft. The FTC can be contacted at:
- Mail: 400 7th St. SW, Washington, DC 20024
- Phone: 1-877-382-4357
- Online: www.consumer.gov/idtheft
State resources: Your state attorney general may also have advice on preventing identity theft, and you should report instances of known or suspected identity theft to law enforcement, your state attorney general, or the FTC.
California Residents: Visit the California Office of Privacy Protection https://oag.ca.gov/privacy for additional information on protection against identity theft.
Iowa Residents: The Attorney General can be contacted at the Office of Attorney General of Iowa, Hoover State Office Building, 1305 E. Walnut Street, Des Moines, Iowa 50319; by phone 1-515-281-5164; or at www.iowaattorneygeneral.gov.
Kentucky Residents: The Attorney General can be contacted at the Office of the Attorney General of Kentucky,700 Capitol Avenue, Suite 118Frankfort, Kentucky 40601;by phone 1-502-696-5300; or at www.ag.ky.gov.
Maryland Residents: The Attorney General can be contacted at the Office of Attorney General, 200 St. Paul Place, Baltimore, Maryland 21202; by phone 1-888-743-0023; or at www.marylandattorneygeneral.gov/Pages/contactus.aspx.
Massachusetts Residents: Under Massachusetts law, you have the right to obtain any police report filed in connection to the incident. If you are the victim of identity theft, you also have the right to file a police report and obtain a copy of it.
New York: Visit the New York Attorney General’s Office website on data breaches https://ag.ny.gov/internet/data-breach for additional information on protection against identity theft.
More places to get help
- If you ever suspect that you are the victim of identity theft or fraud, you have the right to file a report with the police or law enforcement.
- In addition, you may contact the FTC or your state’s attorney general to learn more about the steps you can take to protect yourself against identity theft.
- U.S. residents are entitled under U.S. law to one free credit report annually from each of the three major credit bureaus.
Visit www.annualcreditreport.com or call toll-free from the U.S 1-877-322-8228. - Register your phone number on the FTC National Do Not Call Registry.
If you continue to receive spam messages or calls, report it to the FTC at the same website. - 6 Ways to Avoid Telemarketing Fraud in the Scams & Fraud section on AARP's website.
- Online safety tips and advice in the Stop.Think.Connect website.
- Spam and phishing information in the StaySafeOnline website.
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