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With our Equipment Installment Plans (EIP), you can pay your purchase off over time, interest free. When you combine an EIP with Protection <360>, you're able to upgrade sooner using our built- in JUMP! 2.0 benefits. If you have questions about your JUMP! 1.0 feature, give us a call at 1-800-937-8997.

Down Payment & Monthly Billing

  • Down payments depend on the chosen device and your credit qualifications.
  • Your down payment is due immediately and won't be reflected on your T-Mobile bill.
  • For lower monthly payments, make a bigger down payment by calling our Team of Experts or stop by a T-Mobile store
  • The duration of an EIP may be 24 monthly payments, depending on device.
  • Accessories purchases that total over $49 are eligible for a 12-month EIP.
  • If you cancel wireless service, remaining balances on the device become due.

Best Pricing EIP

Smartphone Equality is a program that can help you get the best pricing on our devices, regardless of your credit score.

  • T-Mobile customers who make 12 on-time payments in a row on a leased device on a qualifying plan will automatically qualify for the best possible pricing.
    • If you have Magenta or Magenta UNL 55+ and make 12 consecutive on-time payments, you will automatically qualify for Smartphone equality. The benefits can't be taken away.
    • If you have a prepaid plan and miss or are late on a payment before switching to a postpaid plan, you will lose Smartphone equality benefits and your payment history will be reset.
  • To help prevent late payments, check out Autopay for postpaid accounts, or auto-refill for prepaid accounts.
  • Most plans qualify for this program. You can call us at 1-800-937-8997 to learn more and check your current status.

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