T-Mobile MONEY goes further.

•  4.00% Annual Percentage Yield (APY).
•  No more account fees.
•  55,000+ no-fee ATMs.
•  FDIC-insured.

4.00% APY* = more money.
T-Mobile wireless customers with qualifying service who register for perks can earn 4.00% Annual Percentage Yield* (APY) on balances up to $3,000 (with a minimum monthly deposit of $200) and 1.00% APY on everything else.
55,000+ no-fee ATMs worldwide.
With the Allpoint® ATM network, you get access to more no-fee ATMs than Bank of America, Chase, or Wells Fargo.
No more account fees.
No overdraft fees. No maintenance fees. No minimum balance.
We take security seriously.
From Got Your Back overdraft protection and FDIC insurance to 24/7 customer support, we’ve got you covered.

Download the app to get started.