Accounts

**How APY works: Annual Percentage Yield (APY) accurate as of 06/01/2026 and are subject to change at any time before or after account opening. To earn up to 4.00% APY, at least one qualifying payroll based direct deposit of $200 or more must be received each calendar month. When this requirement is met, balances from $0–$3,000 earn 4.00% APY and balances over $3,000 earn 1.00% APY. Accounts without a qualifying payroll based direct deposit will earn 1.00% APY. Qualifying direct deposit requirements, eligibility criteria, and other conditions apply. Fees may reduce earnings. For complete details, view Full Terms Here.