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# Accounts
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Available Balance
\*\*4.00% annual percentage yield (APY) on all balances in your Checking account through 11/30/25. Starting 12/1/25 you will earn 4.00% APY on the first $3,000 in your Checking account, when you make payroll-based direct deposits totaling $200 in your Checking account every month. [View APY details](https://www.t-mobile.com/cards/money/terms)
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