A different way to take care of your money.

Imagine the convenience of directly depositing a paycheck, accessing thousands of ATMs, and using your money anywhere Visa® debit cards are accepted. There is no credit check3 and no minimum balance. All you need is a T-Mobile® Visa Prepaid Card and your phone.

Spend more on you. Less on fees.

We think it’s wrong to charge you high fees to use your own money. That’s why we created Mobile Money. T-Mobile customers pay $0 for things they do every day. 4
Plus, you could save enough in check-cashing fees to cover our Simply Prepaid™ plan for a year. 8

Get $20 with qualifying direct deposits (1)

With qualifying Direct Deposits you can get your paycheck faster than a paper check (9) and avoid check cashing fees and waiting in line. And, for a limited time, you can get $20 on us with qualifying direct deposits. It’s simple:

  • Complete two direct deposits of $100 or more within 75 days of activating your personalized card.
  • You’ll receive your $20 credit to your T-Mobile Visa Prepaid Card within 15 days of successful completion of your second deposit.

Frequently asked questions

No, this is a prepaid debit card. That means there is no credit check, and you can spend only what you have deposited on the card.

All customers will be charged a $4 fee when they select and load a Mobile Money card for the first time. Upon registration, T-Mobile customers will receive $4 credited back to their T-Mobile Visa Prepaid Card within 48 hours.

There are fees for non-typical use. For example, if you want your personalized card shipped overnight, you’ll have to pay that fee. If you forgot to pay a bill and you need to get the funds there immediately, there is a charge for that. And if you choose to use an ATM that is outside of our partner network, then you will be charged a small fee. You can find a list in the terms and conditions. People who are not on a qualifying T-Mobile plan will incur additional fees.

You must be 18 years old and have a valid Social Security Number to register for Mobile Money. However, if you do not have a Social Security number you may be able to use U.S. and approved foreign government documents via the Mobile Money app or camera-enabled tablet or computer. See additional FAQ for more details.

No, but it would be better if you were! Anyone can use our card, but we save the best benefits for our customers. There are other ways you can get your monthly fees waived, but the easiest way is to be a T-Mobile customer.

Nope. Your wireless service is completely separate from the card. We’ll be sorry to see you cancel your card, but we still love having you as a wireless customer!

No, we are not a bank! But, we don’t think it’s fair for banks to charge our customers lots of high fees, so we’ve found a way to do it better.

Yes, if they also are cardholders. You’ll need their wireless phone numbers and the last 4 digits of their cards. You can send $100 a day, and up to $500 in a month. This is perfect for kids who are away at college.

Don’t worry, you’re covered. With Visa Zero liability, you won’t be liable for any purchases made without your consent. Just remember to report the loss or theft as soon as possible. Our reps will ask you about whether you authorized the most recent transactions, and then we can ship you out a new card right away.

In a recent contest, we offered entrants the chance to win free T-Mobile wireless service for a year. Check back here or visit https://tmobile.promo.eprize.com/taxsweepstakes/ after May 9, 2015 to see a list of winners.